FinTech Startups in India

Best FinTech Startups To Look For Jobs

This pandemic affected many businesses, companies, and startups atrociously. Due to losses, some firms or startups stopped working. But some industries like FinTech gained more attraction and customers in this period. Some of the pleasing investors like Tiger Global & Sequoia Capital invested a good chunk in the best FinTech Startups.

Millions of people lost their single-earning jobs. This becomes more complicated when we don’t get fresh job postings on the platforms. To help you out in this situation, I have made the job finding process more accessible than ever.

Are you passionate or planning to make your career in the fintech industry? In this article, I have listed all the best FinTech startups.

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List of Best FinTech Startups in India

Below, I have listed the top fintech startups in descending order as per their total funding. Along with that, I have added job locations with job openings. So now, find the best fintech companies and give your career a boost.

Zerodha

Founders: Nithin Kamath, Nikhil Kamath

Year of Establishment: 2010

Total Funding: $0 (Bootstrapped)

Location For Jobs: Bangalore

Zerodha on Twitter - Bootstrapped fintech startup
Source: Twitter

Zerodha is an Indian financial services company that offers retail and institutional broking, currencies and commodities trading, mutual funds, and bonds.

I am personally using Zerodha as my stock broker. It’s great to purchase stocks and mutual funds.

Best part? It is completely bootstrapped and raised no external funding till now. It’s a great achievement in today’s startup community where everyone is looking to raise money from investors.

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Instamojo

Founders: Aditya Sengupta, Akash Gehani, Harshad Sharma, Sampad Swain

Year of Establishment: 2012

Total Funding: $8.4 Million

Location For Jobs: Banglore

Inside View - Instamojo Technologies Pvt. Ltd. Photos, Koramangala, Bangalore - Internet Payment Gateway Solution Providers
Image Source: Justdial.com

Instamojo is a payment platform service that allows solopreneurs like us to build, manage, and grow our business online. It helps us in building a business online with a few steps. If someone wants to sell digital products, it’s a great way to start.

Instamojo’s unique key is that you can easily create an online store, add payment methods in a few clicks without any technical knowledge.


Kodo

Founders: Deepti Sanghi, Gaurav Thapa

Year of Establishment: 2019

Total Funding: ₹635 Million

Location for Jobs: Mumbai

Kodo
Image Source: Kodo.in

Kodo is a FinTech startup helping corporates with cards and B2B payments according to the needs of small businesses. Also, they offer credit cards to startups so that they can bootstrap.

Kodo’s USP is that they are helping startups or businesses to run correctly. For example, in the initial days, every startup or business faces financial crises. And Kodo is eliminating this through their services.

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Upstox

Founders: Raghu Kumar, Shrinivas Viswanath

Year of Establishment: 2010

Total Funding: $29 Million

Location For Jobs: Mumbai

Upstox FinTech startup office
Image Source: Glassdoor.com

Upstox is a financial-technology startup that allows to trade in securities and stocks.

Their unique selling proportion is that they don’t charge even a single penny as brokerage. Moreover, they also offer many trading services.

Upstox is backed by Tiger Global and honourable Ratan Tata.


Slice

Founders: Deepak Malhotra, Rajan Bajaj

Year of Establishment: 2016

Total Funding: $53.7 Million

Location For Jobs: Bengaluru

Slice FinTech Office
Image Source: Glassdoor.com

Slice is targetting a younger Indian audience. It offers a free and simple card service to the young audience. As per the reports, Slice went a hundred percent up in 2020.

Slice offers cards similar to ATM cards, but only for students. Students can easily make payments, and it has no spend limits.

In 2017, Slice acquired Trustio, which is a peer-to-peer lending company.


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Mobikwik

Founders: Bipin Singh, Chandan Joshi, Upasana Taku

Year of Establishment: 2009

Total Funding: $140.1 Million

Location For Jobs: Gurgaon

MobiKwik Gurgaon office
Image Source: Glassdoor.com

Mobikwik is one of the largest payment applications in India. It has over 120 million users. Besides that, they are serving over 3 million merchants and 300+ billers across India.

MobiKwik has acquired Clearfund that scans payments and discloses hidden charges.


Lending Kart

Founders: Harshvardhan Lunia, Mukul Sachan

Year of Establishment: 2014

Total Funding: $257.5 Million

Location For Jobs: Ahmedabad, Bangalore

Lending Kart FinTech Startup
Image Source: Glassdoor.com

Lending Kart is an online financing company helping entrepreneurs and small businesses in providing working capital loans. First, they analyze the customer user base and then provide them with the working capital.

They provide business loans of ₹50,000 up to ₹2 Crore to eligible SMEs. The process is online so it is very fast with processing of loans.

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Zeta

Founder: Bhavin Turakhia

Year of Establishment: 2016

Total Funding: $310M

Location For Jobs: Mumbai, Bangalore, Hyderabad, Pune

Inside Directi Mumbai Office
Image: letsintern.com

Zeta is another startup that entered unicorn club in 2021 with the leadership of serial entrepreneur Bhavin Turakhia.

If you work in a corporate or MNC, you might be using a Zeta card to purchase food items and snacks from your office cafeteria. It offers similar services as a bank but in a better way.

Zeta has several banking and card products that make payments and finance easier. It even provides APIs and SDKs to fintechs, neobanks, distributors and enable them to embed prepaid, credit, debit and loan products within their apps.

Majority of its products are meant for banks, fintech companies, and enterprises.


Razorpay

Founders: Harshil Mathur, Shashank Kumar

Year of Establishment: 2013

Total Funding: $366.6 Million

Location For Jobs: Bangalore, Mumbai

Razorpay is a payment gateway that enables businesses to accept payments. It allows merchants to receive payments through different services such as Credit Card, Debit Card, UPI, and more.

It also offers features such as buying products on credit from an eCommerce store. Razorpay is another startup on the unicorn companies list.

Razorpay allows retailers to accept payments through multiple modes. It makes it even more convenient for users and the business.

Personally, even I use RazorPay for this website. 🙂


Pine Labs

Founders: Lokvir Kapoor, Rajul Garg, Tarun Upaday

Year of Establishment: 1998

Total Funding: $423.2M

Location For Jobs: Noida and Mumbai

Pine Labs
Image Source: Glassdoor.co.in

Pine Labs is one of the oldest FinTech startups in India. It was founded in 1998. Pine Labs is a payment technology application. It provides a merchant platform and makes software for point of sale machines. Pine Labs has over 70,000 retailers in India itself.

Furthermore, it is one of the first unicorn companies in India. It is upheld by the best investors, such as LonePine, PayPal, Temasek, Sequoia Capital, and more.

Pine Lab’s unique selling proposition is that they offer mPoS machines to businesses for easy payments. It also offers cashback on EMI’s to customers by paying through Pine Labs mPoS machine.


CRED

Founder: Kunal Shah

Year of Establishment: 2018

Total Funding: $471 Million

Location For Jobs: Bengaluru

CRED office, Bangalore
Image Source: Angel.co

It is one of the hottest startups in India right now. It has to be due to the founder Kunal Shah and crazy commercial ads. While most of the people know this company from its ads, very few people understand what it actually does!

It is a members-only credit card bill payment service. It rewards users for clearing credit card bills on time through the CRED application. However, the main goal is the organize all credit cards in one place.

This young startup is backed by Falcon Edge Capital, DST Global, Tiger Global, Greenoaks Capital, Sofina, and more.

CRED offers cashbacks and discounts on paying EMI’s, which makes it stand out from other big fintech startups.


Founders: Ankit Agarwal, Sachin Bansal

Year of Establishment: 2018

Total Funding: $582 Million

Location For Jobs: Bengaluru, Chennai

Navi Technologies is a Bengaluru-based startup in Banking, Financial Services & Insurance space.

One of the unique selling propositions of Navi Technologies is that they provide loans up to ₹5 lakh instantly. As per Navi Technologies, they offer loans in three minutes only.

Moreover, Navi Technologies is soon going to be on the unicorn startup’s list.


PhonePe

Founders: Sameer Nigam, Rahul Chari, Burzin Engineer

Year of Establishment: 2015

Total Funding: $1.4 Billion

Location For Jobs: Pune, Bengaluru

PhonePe is one of the largest FinTech Startups in India
Image Source: PhonePe.com

PhonePe is a mobile payment application. It allows us to transfer funds seamlessly at zero cost. It offers features such as UPI transfer, bank transfer, fraud detection, and more. 

PhonePe has already grabbed its position in the list of unicorn companies. PhonePe got acquired by eCommerce giant Flipkart.

We don’t need to enter the account number or bank details for the money transfer. This makes this payment application distinctive from other digital wallets.


Paytm

Founders: Akshay Khanna, Vijay Shekhar Sharma

Year of Establishment: 2010

Total Funding: ₹2.2 Billion

Location For Jobs: Noida, Bengaluru, Mumbai

Paytm is the largest startup in India
Images Source: Glassdoor.com

Paytm is India’s leading mobile payments and eCommerce platform. It allows us to transfer money instantly to anyone at zero cost. Paytm enables us to pay seamlessly at several places like taxis, petrol pumps, shops, restaurants, Kirana stores, etc.

Millions of users make payments instantly with Paytm. Moreover, Paytm is backed by prominent investors including SoftBank, Alibaba Group, Ant Financial, etc.

Paytm’s USP is that they offer huge discounts and cashback on payment transfers. Besides that, almost every business uses Paytm to accept payments. This makes Paytm more popular and convenient in the real world.


Finding job is not difficult anymore. Explore Chopping Tech to find the best job in best fintech startups and jobs in other industries as well.

Become a life time member of Chopping Tech and explore great opportunities.

Here is a video tutorial for you.

Once you purchase the membership, filter out the companies based on your location and search according to your interest and education. For example, suppose you are interested in Finance-tech, search ‘Fintech,’ and you will get all the related companies.

Bonus: All the job postings would be fresh. Moreover, there will be no third-party job portals. We connect you directly to the official careers pages.

Check out: Get Freelance Work Using 5 Proven Techniques

That’s all for this article. I will see you in the next article.

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